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Sumit Bhalerao is currently a Manager of Product at Kotak Mahindra Bank, where responsibilities include overseeing the Affordable Housing Loan and LAP business, with a focus on product strategy and management. Sumit played a key role in leading the Salesforce implementation at the bank. Prior to this role, Sumit worked as a Financial Analyst at Insplore Consultants, conducting research on the buying behavior of life insurance products in India. Sumit holds a PGDM in Finance and Marketing from ICFAI Business School in Pune and a Bachelor of Business Administration in Marketing, Accounts, and Finance from CMCS Yavatmal.