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Paul Love Twelves has extensive experience spanning over several decades in the technology and payments industry.

Paul'smost recent position was as VP Consulting at Konsentus, a real-time service that provides banking and payment institutions with solutions. Paul joined the company in November 2018.

Before that, Paul served as General Manager at Open Payments Cloud, where they reported directly to the CEO and was responsible for leading the commercial launch of a fintech startup. Paul oversaw the development and set-up of a cloud-based payment platform and secured industry partners to deliver payment services.

From 2013 to 2018, Paul worked at Compass Plus as the Principal Product Manager, focusing on developing the European market for the company's open payments platform, TranzAxis. Paul also supported leading disruptors by delivering solutions to help grow their businesses.

Prior to their role at Compass Plus, Paul was employed at ACI Worldwide in various positions. Paul served as a Senior Consultant for Europe, where they focused on pre-sales consulting and delivering solutions and value propositions to customers. Paul was also a Business Solutions Consultant, driving the sales of ACI's issuing and acquiring solutions across the EMEA region. Additionally, Paul held the role of Business Manager for the Card Management System, where they led and developed the consultancy team and conducted customer engagement activities.

Paul started their career at Experian in 1997, where they held roles such as Product Manager and Senior Business Consultant. Paul was responsible for developing Experian's credit card platform and managing a multi-million pound budget for enhancing the platform. Paul also worked closely with MBNA Bank as a Project Manager, managing a team responsible for developing and supporting the Autoscore credit decisioning system.

Before joining Experian, Paul worked as a Project Manager at Harpur Card Services, where they led the Data Exchange Management project for a fuel card service contract.

Earlier in their career, Paul worked at National Grid as a Project Manager, and at Deloitte (formerly Praxis Systems) as a Project Manager, overseeing projects for various clients in sectors such as pharmaceuticals, energy, and finance.

Paul's career began in 1986 as a Graduate Programmer at Data Logic.

Overall, Paul Love Twelves has a wealth of experience in the payment industry, specializing in product management, consultancy, and project management.

Paul Love Twelves attended The University of Manchester and obtained a Bachelor of Science (BSc) degree in Computation. Additionally, they attended Netherthorpe Grammar School, but no degree or field of study information was provided for this institution. In 1995, they obtained a certification as a Chartered IT Professional (CITP) from the British Computer Society.