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Toby Bailey is an experienced Training and Competence Manager, having worked in this role at Knight Frank Finance and Alexander Hall. In addition, Toby has experience as a Senior Compliance Officer and Financial Planning Manager at HSBC. Prior to that, Toby worked as a Mortgage Broker and Mortgage & Protection Adviser at Cheltenham & Gloucester Specialist Mortgage Solutions and Cheltenham & Gloucester / Lloyds TSB, respectively. Throughout their career, Toby has provided valuable training, guidance, compliance support, and financial advice to clients.