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Frances K. has a diverse work experience spanning several roles and companies. Frances started their career at ANZ in 2013 as a Risk Graduate and worked as an Operational Risk Analyst from February 2015 to January 2016. Frances then transitioned to the role of Strategic Enablement Manager from February 2016 to February 2017. Frances then became a Senior Fraud Analyst at ANZ from February 2017 to August 2018.

In 2018, they joined Klarna as a Senior Fraud Analyst and worked there until May 2021. Frances then took on the role of Competence Lead Fraud Strategy from January 2021 to January 2022. Currently, they hold the position of User Account Analytics Lead at Klarna, starting in January 2022.

Overall, Frances K. has extensive experience in risk analysis, fraud prevention, and strategic enablement, with a focus on the financial industry.

Frances K. pursued their education in a chronological order. Frances completed their Graduate Diploma in Applied Econometrics with a specialization in Forecasting from Monash University between 2015 and 2018. Before that, they obtained a Diploma in Mathematical Sciences with a focus on Statistics & Stochastic Processes from the University of Melbourne, which they attended from 2009 to 2012. During the same period, they also earned a Bachelor of Commerce (B.Com.) degree from the University of Melbourne, majoring in Economics & Finance.

In addition to their formal education, Frances K. has obtained several certifications. In July 2021, they completed the "Project Management Foundations" course from LinkedIn. In September 2020, they achieved the "Professional Scrum Master I" certification from Scrum.org. In April 2020, they obtained the "Splunk 7.x Fundamentals Part 1" certification from Splunk.