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Vanessa Santos has extensive experience in credit analysis and risk management across various industries, including roles at Klabin, Avon, Zurich Insurance Company Ltd, and Santander Bank. With a background in business finance and a focus on portfolio management, Vanessa's expertise lies in evaluating companies for credit decisions and mitigating financial risks. Vanessa holds a postgraduate degree in Business Financial from Fecap - Fundação Alvares Penteado and has completed additional education in English for business and Administration in Foreign Trade.