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Jennifer Phelan is an experienced finance professional currently serving as VP Credit Officer at Kitsap Bank, where responsibilities include commercial loan underwriting since September 2016. Prior positions at Kitsap Bank include AVP Credit Officer and Credit Analyst. Previously, Jennifer worked at First Federal from April 2013 to August 2016, holding roles as Commercial Credit Underwriter and Financial and Asset Quality Analyst, with tasks encompassing ALLL, Board Loan Reports, Call Reports, Risk Rating Review, Portfolio Stress Testing, and Credit Analysis. Jennifer holds a Master of Business Administration in Accounting and a Bachelor’s degree in Accounting, both from Colorado Technical University.