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Markus Lutz has a diverse work experience in the banking industry. Markus started their career as an Ausbildung zum Bankkaufmann at Kreissparkasse Bad Dürkheim - Grünstadt from August 1997 to June 1999. Markus then worked as a Credit Analyst/Risk Manager at LRP Landesbank Rheinland-Pfalz (LBBW Group) from January 2004 to December 2008. Since January 2009, Markus has been working at KfW IPEX-Bank, where they held various roles including Vice President from January 2009 to June 2015, Vice President from July 2015 to March 2016, Vice President from April 2016 to December 2019, and currently they hold the position of Director since January 2020.

Markus Lutz obtained their Diplom Betriebswirt degree in International Financial Services and Controlling from the University of Applied Sciences Ludwigshafen. Markus completed their studies at this institution from 1999 to 2003. In 2002, Markus also participated in a semester abroad program at Technological University Dublin, focusing on International Business and Languages.