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Karina Arnold's work experience began in 2015 with an internship in restructuring and M&A at Wintergerst - Societät für Unternehmer-Beratung GmbH. In 2016, they continued working at Wintergerst as a working student. Later that year, they interned in audit for asset management companies at PRICEWATERHOUSE COOPERS, S.C. In 2017, they had an internship in consumer finance at BMW AG Niederlassung München. Most recently, they joined KfW IPEX-Bank in 2019 as a trainee, and later transitioned to the role of credit analyst in resources and recycling.

Karina Arnold's education history begins in 2013 when they enrolled at the University of Mannheim. Karina pursued a Bachelor of Science degree in Business Administration and Management and completed their studies in 2016. In 2015, Karina participated in a study abroad program at the University of Leeds. After completing their bachelor's degree, they furthered their education by pursuing a Master's degree in Finance at the Católica Lisbon School of Business and Economics from 2017 to 2019. Additionally, they participated in another study abroad program in 2018-2019 at Erasmus University Rotterdam.