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Rick Kerstiens, ChFC®, has a diverse work experience in the financial industry. Rick started their career at Allstate Financial in 2006 as an EFS. From there, they moved on to Prudential Financial where they worked as a Manager of Financial Services in 2008. In 2009, Rick joined MetLife as an Agency Sales Director and Financial Advisor. Rick then joined 1st Consumer Financial Solutions in 2013, where they served as the Executive Vice President. In 2015, they worked at Senior Advisory Group as the Vice President of Business Development before joining Kestra Financial later that year in the same role.

Rick Kerstiens, ChFC®, obtained a Bachelor of Science (BS) degree in Business Administration and Management from Colorado State University, where they studied from 1990 to 1994. Prior to that, Rick attended Golden High School. Additionally, they obtained the Chartered Financial Consultant® certification from The American College of Financial Services in December 2016.