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Shri B. Ramesh Babu is an astute Banker with 40 years of all-round experience in wide range of Commercial Banking, Financial and Non-Banking services to Retail, MSME, Corporate, Institutional, Stressed Assets Management, Risk Management, Compliance, Asset Liability Management, Human Resources Management, Investment Operations, Trade Finance and Agricultural customers in different geographies in India and abroad (SBI, Chicago branch as Vice President). He was Ex-Deputy Managing Director & Chief Operating Officer in the State Bank of India and has experience of developing and overseeing the Retail Business and Banking Operations for more than 21,000 retail branches and 1,20,000 other touchpoints of the Bank (ATMs/Customer Service Points) successfully.

He has extensive experience in redressing pain-points in Customer Service related areas and furthering Financial Inclusion by actively leveraging the services of Business Correspondents in SBI.

He actively involved in Direction setting and Policy formulation by participating in various apex committees of State Bank of India. He has successfully headed the whole business and operations of 1,300 Branches of Chennai Circle of SBI (Branches in Tamil Nadu and Pondicherry) for three years with an excellent understanding of business dynamics and man-management. He has expertise in “International Factoring” and passed with Distinction “Diploma in International Factoring” conducted by Factors Chain International, Netherlands. He has also vast experience as a Director on the Boards of five Associate Banks of SBI with sizeable loan books and Invitee on to the Boards of Non-Banking Subsidiaries. He was one of the permanent invitees to the State Bank of India’s Central Board, highest policy making body of the Bank, and Board level committees.

He is a Strategic planner with comprehensive managerial acumen, offering varied experience in Banking and excelled in every assignment creating a high-performance organization through various successful HR initiatives and Relationship Management. He has deeper Analytical skills, Managing Crisis effectively, Strong abilities for goal setting, executing result-oriented strategic initiatives even under high-stress scenarios and tight timelines. He is a Post Graduate in Commerce from Andhra University, Waltair, and a Certified Associate of the Indian Institute of Bankers.

He was co-opted as an Additional Director in the Board Meeting held on 20th July 2020 and appointed as Managing Director and Chief Executive Officer of the Bank for a period of 3 (three) years from the date of taking charge, on the terms and conditions approved by Reserve Bank of India. He had taken charge on 29th July 2020. He is representing Majority Sector “Banking” on the Board.