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M N Likhith Urs is a skilled Customer Support Associate at Karnataka Gramin Bank since April 2022, specializing in credit risk and data analysis within the banking sector. Responsibilities include developing and validating credit risk models such as Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD), while ensuring compliance with regulatory frameworks like Basel III and IFRS 9. Previous experience at Unilog as a Data Analyst involved leading data cleansing, sourcing, and enrichment initiatives, alongside implementing product data classification. M N Likhith Urs holds a degree in Mechanical Engineering from PES College of Engineering, along with earlier education in PCMB and 10th grade from Vijaya Vittal Institute of Technology and Kendriya Vidyalaya, respectively.