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Karine Chaves, MsC, MBA, currently serves as a member of REDE LÍDERES DIGITAIS and Conselheiras, as well as the CTIO of Junto Seguros, a joint venture between The Travellers Companies, Inc. and Paraná Banco. With significant experience in IT and business project management, Karine has held senior executive roles at TIVIT and Nextel Brasil, as well as managerial positions at Telefónica, Vivo, and UOL - Universo Online. Educational credentials include an MBA from FGV, a Master of Science in Computer Science from Universidade Federal de Minas Gerais, and various specialized programs from Wharton and Yale University. Karine Chaves is recognized for leadership in digital transformation and infrastructure innovation across diverse industries in Brazil and Latin America.