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Jonathan Apelbaum serves as Directeur and Senior Manager at Julhiet Sterwen since January 2016, leading compliance programs for RGPD and DDA within Apivia Macif Mutuelle and supporting the strategic reorganization of MACIF. Previously, Jonathan held managerial roles at HSBC, overseeing RGPD compliance across bank branches and directing projects related to anti-money laundering policies with a team of ten consultants. Jonathan's consulting experience includes roles at Accenture and Manopsis Conseil, where responsibilities entailed process analysis and strategic planning for major insurance companies. Additionally, Jonathan contributed to the publication of an article in FintechMag and has a Master’s degree in Management in European Industrial Projects from Arts et Métiers.