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Hemant Baijal is an accomplished professional with extensive experience in the payments sector, currently serving as the Executive Director of Payments Business Development in the International Public Sector at JPMorgan Chase & Co. Prior to this role, Hemant held several significant positions, including Payment Systems Expert at the International Monetary Fund and Senior Payment Systems Specialist, Consultant at The World Bank. Additionally, Hemant has contributed as a Senior Digital Payment Consultant for Pragma under USAID and as a Senior Consultant for the United Nations Capital Development Fund (UNCDF).