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Steve has over 25 years of credit and risk management experience working with top financial institutions including JPMorgan, Chase and BlackRock, and has spent the past nine years focused on the fintech space leading credit and risk functions at Cross River Bank and Colchis Capital Management. He has experience working with loan originators setting and evolving underwriting policies, building predictive models and managing loan portfolios. Steve has also worked on the buy-side performing diligence on fintech platforms and assets, designing loan purchase programs and credit facilities and managing portfolio valuation.