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Crystal Williams is an experienced professional who currently holds the title of Senior Credit Officer at JMMB GroupTT and Director at Karden Service and Solutions Ltd. Prior to their current roles, Crystal worked as a Client Portfolio Analyst at Scotiabank and Relationship Manager at Scotiabank Trinidad and Tobago Limited where Crystal managed a portfolio consisting of over 300 Business Banking Customers and Eight Branches. Crystal holds a degree in Accounting from SBCS - Global Learning Institute.