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Tracy Wilkinson started their work experience in 1997 at CBT Bank as a VP, Credit Administration Manager. Tracy then became SVP, Chief Credit Officer at CBT Bank in 2017. In 2018, Tracy joined CBT Bank, a Division of Riverview Bank, as Vice President of Credit Administration. Later in the same year, they moved to Jersey Shore State Bank as their SVP Chief Credit Officer.

Tracy Wilkinson obtained a Bachelor of Science in Business with a focus on Business Administration- Financial Services from Penn State University between 1995 and 2000.