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Krista Gephart has a diverse work experience spanning over two decades. Krista began their career at Mellon Bank in 1997, where they served as a Customer Service Representative and Lender. Krista then joined Northwest Bank in 1998, taking on the role of Operations Manager/Lender. In 2003, they transitioned to Brodart as a Credit Manager, overseeing credit and collection activities. Krista later moved to Sovereign Bank in 2005, where they served as an AVP Branch Manager II, responsible for managing the branch office and implementing sales strategies. Currently, they are working at Jersey Shore State Bank, initially as an AVP Branch Manager II, then as Vice President Regional Manager, and presently as the Regional President. In their roles at Jersey Shore State Bank, they focused on driving sales, achieving profit and growth objectives, and providing superior customer relations.

Krista Gephart attended Loyalsock Township High School. Later, they pursued a degree in Business Administration, Management, and Operations at Lycoming College.