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Steve Folkard has a vast experience in risk management, compliance, and advisory expertise in the financial services industry. With a background in marketing and a focus on technical and regulatory change, Steve has held key positions at companies such as Jensten Group, BGL Group, PwC, PA Consulting Group, and AXA. Steve's expertise includes leadership roles, strategy development, and oversight of major regulatory change programs. A Chartered Marketer with a Diploma in Personal Finance Society, Steve is well-equipped to handle complex challenges in the industry.