Naim Reza is a skilled finance professional currently serving as Credit Control Manager at JAT Holdings PLC since September 2023, with responsibilities including the development of credit control systems and negotiation of payment terms. Previously, Naim held the position of Team Leader for Credit Control & Collection at B-Trac Technologies Ltd. from May 2019 to September 2023, where coordination of recovery operations and sales credit monitoring were key duties. Naim's experience also includes roles as Assistant Manager, Recovery MIS & Lead Specialist, and Senior Executive Recovery MIS at JMC Bangladesh-Rancon Automobiles Ltd., along with instructional roles as a Lecturer at Model Institute of Science and Technology. Naim began a professional journey in credit risk management through an internship at Mutual Trust Bank Ltd. Naim holds an MBA in Finance from Southeast University and a BBA in Finance from National University, alongside completing higher secondary and secondary education in Business Studies.