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Marcelo Pontes is a Sr. Business Architecture Manager at ±õ³Ù²¹Ãº Unibanco. Marcelo has a background in finance, leadership, and strategic initiatives, with experience in areas such as open banking, trading, and asset management. Marcelo has also held positions in process improvement, innovation, and manufacturing at companies like Hyundai and Volkswagen. Marcelo holds a MBA in Business Administration and degrees in both Computer Engineering and Computer Science.