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Cristina Muñoz Guzmán is a seasoned professional in the financial operations sector, currently serving as Directora de Operaciones Vertical Financiera at iQ Outsourcing since February 2022. Prior to this role, Cristina held various positions at Cibergestión from February 2012 to February 2022, including Gerente de operaciones de legalización hipotecaria and Abogada de legalización de crédito hipotecario. Cristina's earlier experience includes working as a Profesional Jurídica de Gestión Predial at Concesión Autopista Bogotá Girardot S.A., and as an Abogada de entidades financieras at Carrizosa Abogados. Educational qualifications include a Law degree and a Specialization in Tax Law from Universidad Externado de Colombia, alongside advanced English language training from Ace English Malta.