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Todd Christensen is an accomplished financial professional with extensive experience in sales, account management, and business development across various sectors. Currently serving as an Account Executive at IOU Financial since May 2021, Todd specializes in assisting small businesses with cash flow solutions. As President of Carter Cole Holdings, LLC, Todd focuses on collateral-based loans for residential and commercial properties. Previously, as a Mortgage Loan Officer at Certified Mortgage Planners, Todd demonstrated expertise in guiding homebuyers through loan processes and fostering strategic partnerships. Todd's career includes significant roles at IOU Financial Inc. and C1Benefits - TransAmerica, where achievements in sales production and client relationship management were recognized through awards and top rankings. Prior experience at Merrill Lynch showcased Todd's leadership and influence in corporate strategy development. Todd began a professional journey as an Assistant Golf Professional at Palmetto Hall Plantation, showcasing a diverse skill set rooted in customer service and relationship building.