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Raluca Serbu, FCCA, AMCT, is an experienced Treasury Manager at International Personal Finance Plc since March 2012, overseeing debt funding, cash management, and risk management across multiple markets, including Romania, Mexico, Spain, and Australia. Raluca's responsibilities include negotiating with funding banks, managing treasury policies, ensuring EMIR compliance, and facilitating the education of banking teams within the group. Previously, Raluca held positions as Group Banking Manager and Treasury Analyst, focusing on cash management and financial risk across the IPF Group. Raluca's career began at Anheuser-Busch InBev and included a managerial role at Provident Financial Romania. Raluca holds an ACCA membership and a diploma in Treasury from the Association of Corporate Treasurers.