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Paola Morales-Acevedo, PhD, is a Senior Financial Sector Expert at the International Monetary Fund since July 2019, where responsibilities include conducting research on banking and financial regulation and supporting stress-testing efforts. Prior experience includes roles as Research Fellow at the Graduate Institute of International and Development Studies and researcher at Banco de la República in Colombia, focusing on financial stability. Paola also worked as an Economist at Sveriges Riksbank, contributing to research on monetary policy and financial systems. Academic qualifications include a PhD in Finance and a Master's in Research in Business from Tilburg University, alongside a Master's in Industrial Engineering and a Bachelor's in Economics from Universidad de Los Andes. Additionally, Paola has experience in teaching and supervising students at the university level.