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Harpal Sandhu founded Integral in 1993 on the campus of Stanford University with the vision of combining technology and finance for the benefit of end-users. Leading the way with the first ever Internet based derivatives pricing and risk management system in 1997, Integral has pioneered the use of advanced technology to deliver increased transparency, best execution and operational efficiency to banks, brokers and asset managers around the world. Harpal began his career as a financial engineer in the Capital Markets Product Development Group at Morgan Stanley & Company. Harpal holds a BA from Stanford University and is the author of 5 patents on the use of innovative technology in capital markets.