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Sanjay K. is a seasoned professional in financial risk management with extensive experience in various roles across prominent financial institutions. Currently serving as a Senior Manager in Financial Risk & Model Risk at Insignia Financial since May 2022, Sanjay K. has held multiple leadership positions at NAB from May 2014 to April 2022, including Associate Director roles focused on Business & Private Banking Risk and Enterprise Model Validation. In these positions, Sanjay K. provided insights on operational, compliance, and transformation risks while assessing high-value quantitative models. Previous experience at Bank of Melbourne and Westpac involved corporate reporting and credit risk analysis. Sanjay K. holds a Bachelor of Commerce from the University of Melbourne and a Master of Applied Finance from Kaplan Professional.