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Hussam Razi currently serves as Associate Director and Senior Program Manager at Innovations for Poverty Action, focusing on projects across Asia, Sub Saharan Africa, and Latin America aimed at enhancing digital and financial inclusion, particularly for small and micro businesses and addressing the gender digital divide. Previously, Hussam was Project Manager for Digital Payments at Karandaaz Pakistan, where responsibilities included evaluating interventions in digital financial services and SME development. Hussam also contributed as Senior Analyst and Analyst in Knowledge Management at Karandaaz, leading research initiatives and developing a comprehensive data portal on economic indicators. Earlier experience includes serving as Programme Manager and Research Assistant at Innovative Development Strategies Pvt. Ltd. Hussam holds an MSc in Management Consulting and Business Analytics from the University of Hull, and a BSc in Economics and Management from the University of London.