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Charles Ho is a seasoned banking professional with extensive experience in the Asia-Pacific region, currently serving as Managing Director and Head of Infrastructure and Real Estate APAC at ING since September 2008. Charles has led various teams, including a regional group of specialist bankers focused on real estate and infrastructure and a team providing comprehensive financial coverage in the FIG sector. Previously, Charles held several leadership roles at ING, including building the wholesale banking activities in Australia and establishing the Utilities and Infrastructure team. Charles also has experience at DBS Bank, Citigroup, and EY, and holds a BEng in Mechanical Engineering from Imperial College London and an FCA from ICAEW.