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Elif ÇELİK KARACA is a Senior Data Analyst at ING Türkiye since February 2021, specializing in data analysis, preparation, and quality management for financial products. Responsibilities include transforming complex datasets into strategic insights, generating regular reports, and developing IFRS9 and KKB reports for personal and corporate loans. Prior experience as a DWH Consultant/Data Analyst at Intellica involved significant contributions to the IFRS9 project and data migration. Elif holds a Master of Science in Management Information Systems and dual Bachelor's degrees in Elementary School Mathematics Teaching and Mathematics Teaching, all from Yeditepe University, where notable scholarships were awarded.