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Hans Rusli has more than 25 years of diversified experience as a senior mortgage banking executive in servicing, technology and mortgage enterprise risk management. During the past 12 years, he has held senior positions at Bank of America in consumer risk and Caliber Home Loans as Chief Credit Officer. Previously, Hans was senior vice president of servicing operations at Transworld Mortgage, senior vice president of investor services at First Nationwide Mortgage and a founder and CEO of MSTD Inc., the creators of BackInTheBlack, the mortgage industry’s first default servicing web-based platform. Hans has a bachelor’s degree in business administration from Houston University and an MBA from St. Thomas University.