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Keith Ballard has over 20 years of experience in the banking industry. Keith started their career at Farmers Capital Bank Corporation as an Assistant Vice President from October 1999 to December 2005. Keith then joined United Bank and Capital Trust as a Vice President in 2006, where they worked until May 2018. Currently, Keith is employed at Independence Bank as a Vice President and Portfolio Manager since June 2018.

Keith Ballard completed their Bachelor's degree in Finance from Western Kentucky University from 1992 to 1996. Keith then pursued further education and obtained an MBA with a specialization in Finance from the University of Kentucky in 1997 and 1998.