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Gemma Dela Cruz is currently working as a Chargeback Specialist at Ikeddi Enterprises Inc. Previously, Gemma held positions such as Collection Specialist at PEM-America and Operations Officer at the Philippine National Bank. Gemma's career also includes roles such as Shift Supervisor at Jollibee Group of Companies and Treasury and Fund Manager at Max's Group Inc. Gemma has a background in finance and banking, having worked at Metropolitan Bank and Trust Company and United Coconut Planters Bank. Gemma began their professional journey as an Asst. Manager Operations at Cosmos Bottling Corp. after completing their education at Adamson University.