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Divya Ritu is a seasoned product manager with a focus on digital initiatives and innovation in the banking sector. Current engagement as a Product Manager at IIFL Home Loans began in May 2024, following a role at Bandhan Bank from March 2023 to April 2024, where responsibilities included driving digital banking innovations. Prior experience includes significant contributions at Axis Bank as a Product Manager for Bharat Banking and Deputy Product Manager from August 2020 to March 2023. Earlier, Divya Ritu completed a management internship at Mercados Energy Markets India, developing a financial model for India's solar portfolio. Academic credentials include an MBA from Nirma University (2018-2020) and a Bachelor of Commerce from Delhi University-Hansraj College (2014-2017), complemented by foundational education at Loyola School Jamshedpur.