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Ann McMillian has extensive work experience in the financial industry. Ann started their career in 1997 as a Credit Union Examiner for the State of Iowa, where they worked until 2000. In 2000, they joined IH Mississippi Valley Credit Union, initially serving as the EVP/Chief Financial Health Officer. Currently, they hold the position of Chief Experience Officer at the same company. The dates for their roles at IH Mississippi Valley Credit Union are not specified.

Ann McMillian obtained an Associate of Arts (A.A.) degree in Business/Commerce from Scott Community College from 1992 to 1993. Following that, they pursued a Bachelor of Business Administration (BBA) degree in Finance, General from the University of Iowa, graduating between 1993 and 1996. No specific additional certifications are mentioned.