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Naval Singh Rao currently serves as the Branch Manager and Senior Manager of Government Banking at IDFC FIRST Bharat Ltd since July 2021, overseeing the government, TASC, and defense banking business group. Prior to this role, Naval Singh Rao was the Chief Manager of Government Banking at IndusInd Bank, where responsibilities included retail banking and payment solutions from March 2018 to July 2021. Experience at ICICI Bank as Branch Manager involved retail banking and digital solutions from December 2013 to February 2018. Earlier positions include Assistant Manager of Collection at Entertainment World Developers, Assistant Branch Manager at Karvat Travel Services, and various roles in general insurance sales at ICICI Lombard, starting as a Unit Sales Manager. Naval Singh Rao earned a Bachelor of Arts in Political Science, History, and Rajasthani from Bhopal Noble PG College between 2002 and 2004.