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Joseph Kumar A has extensive work experience in various roles and companies. Joseph started their career in 1994 as an Assistant Engineer at Graphite India Ltd. Joseph then went on to work as an Executive Engineer at IndSwep Energy Systems Private Limited in 1995. In 1996, they joined Enmas Process Technologies Limited as a Senior Engineer.

In 2001, Joseph joined IDBI Bank as a Manager and worked in that role until 2006. During their time at IDBI Bank, they also served as a Manager (Ratings) at CRISIL Limited for a brief period in 2006.

Joseph continued to grow in their career at IDBI Bank, taking on roles such as Assistant General Manager from 2006 to 2009, Deputy General Manager from 2009 to 2015, General Manager from 2015 to 2020, Chief General Manager and OSD, Accounts Payable Unit from February 2020 to October 2020, and Chief General Manager and Zonal Head from October 2020 to May 2023. Currently, they hold the position of Chief General Manager, Retail Banking at IDBI Bank.

Additionally, Joseph served as a Nominee Director at Srikalahasthi Pipes Ltd from 2011 to 2014.

Overall, Joseph Kumar A's work experience spans over 28 years, encompassing various roles and responsibilities in the banking and engineering sectors.

Joseph Kumar A started their education at St. Pauls Matriculation Higher Secondary School in Neyveli in 1977 and completed their schooling there in 1989. Joseph then pursued a BE degree in Mechanical Engineering at the National Institute of Technology Surat from 1989 to 1993. After a gap, they obtained an MBA in Finance from Bharathidasan University, Tiruchirappalli in an unknown year but completed it by 1999. In 2006, Joseph obtained a CAIIB degree in Banking and Finance from the Indian Institute of Banking and Finance. Joseph also has additional certifications in Certified Credit Professional from the Indian Institute of Banking and Finance in 2020 and Advanced Corporate Finance from the Indian Institute of Management, Ahmedabad in 2013.