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Paul Hoshko M.S. AAMS CFP CAP CASL ChFC CLU CRPC CRPS CMFC RICP has a diverse work experience in the financial industry. From 2006 to 2011, they served as the Executive Vice President at Hudson River Capital. Paul Hoshko M.S. then joined Morgan Stanley in 2011 and worked in their Wealth Management division until 2013. Following that, they worked at TIAA as a Wealth Management professional from 2013 to 2020. Currently, they hold the position of SVP - Managing Director of Global Wealth Management at IDB Bank, starting from 2021.

Paul Hoshko has a Master's Degree in Finance and Financial Management Services from The American College of Financial Services, which they obtained from 2014 to 2017. Paul Hoshko M.S. also holds a Bachelor of Science in International Business Administration and Economics from California State University, completed in 1999. In terms of additional certifications, Paul has obtained the following: Accredited Asset Management Specialist (AAMS®) from the College for Financial Planning, CERTIFIED FINANCIAL PLANNER™ Practitioner from the Certified Financial Planner Board of Standards Inc., Chartered Advisor for Senior Living (CASL™) from The American College, Chartered Advisor in Philanthropy® (CAP®) Designation from THE AMERICAN COLLEGE, Chartered Financial Consultant (ChFC®) from The American College, Chartered Life Underwriter (CLU®) from The American College, Chartered Mutual Fund Counselor (CMFC®) from the College for Financial Planning, Chartered Retirement Planning Counselor (CRPC®) from the College for Financial Planning, Chartered Retirement Plans Specialist (CRPS®) from the College for Financial Planning, and Retirement Income Certified Professional® (RICP®) Designation from THE AMERICAN COLLEGE, obtained in 2018. Paul is currently pursuing a CIMA from The Wharton School, set to be completed in 2022.