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Neeraj Joshi has a diverse work experience spanning over several years. Neeraj started their career as a Product Manager at Pentair in 1998 and worked there until 1999. Neeraj then joined Fontus Water Private Limited in 2000 as a Business Manager and stayed there until 2003. Neeraj then joined ICICIdirect in 2003 as a Chief Manager in the Business Partners department. Neeraj gradually moved up the ladder and held positions such as Assistant Vice President in the Equity Product Group from 2007 to 2012, VP & Head of ICICIdirect Centre for Financial Learning from 2012 to 2018, and then Head of Client Activation in Commodities, Customer Education from 2018 to 2020. Their most recent role at ICICIdirect is Head of Client Activation in the NRI Services and Customer Education department, which they started in January 2021.

Neeraj Joshi completed their education with a Master of Business Administration (MBA) degree in Business Administration and Management, Finance & Marketing from R. A. Podar Institute of Management between 1996 and 1998. Prior to that, they obtained a Bachelor of Engineering (BE) degree in Chemical Engineering from Malaviya National Institute of Technology Jaipur from 1991 to 1995. Neeraj also completed their XII schooling from St. Xavier's School, Jaipur between 1979 and 1991.