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Kim McCool has a diverse work experience in the mortgage industry. Kim started their career at Justice Mortgage Company, where they worked in various roles, including Hazard Insurance Specialist, Loan Processor, and Loan Officer. Kim then moved to CrossLand Savings Bank, where they served as a Branch Manager for Wholesale Lending. After that, they joined GreenPoint Mortgage as a VP Regional Sales Manager and was later transferred to establish a local sales center in Texas. Following their time at GreenPoint Mortgage, Kim became the owner of Texas First Lending, where they managed retail origination of residential mortgages. Kim also owned The Look Hair Design Studio before transitioning back to the mortgage industry. Kim worked as a Senior Account Manager at Byte Software, promoting their Loan Origination System to mortgage lending establishments. Most recently, Kim has held roles as a Mid-Market Account Executive at Ellie Mae and ICE Mortgage Technology. Overall, their work experience spans over four decades and includes business development, sales management, and ownership positions.

Kim McCool attended Texas Tech University from 1975 to 1978, but did not receive a degree or specify a field of study during their time there. Afterward, there is no information available regarding their education at East Texas State University.