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Balachandran M K is an experienced professional in the insurance and rural business sectors, currently serving as Head of Growth at IBISA NETWORK since February 2023. Prior to this role, Balachandran held various leadership positions at SBI General Insurance, including Head of Rural and Micro Insurance from April 2020 to February 2023. Balachandran's extensive career at HDFC ERGO General Insurance spanned over a decade, where responsibilities included Vice President and Assistant Vice President of Rural & Agri Business, as well as Regional Sales Manager and Area Manager. Earlier experience includes a managerial role at ICICI Lombard as Relationship Manager. Balachandran holds a PGDRM from the Institute of Rural Management Anand and a B.Tech in Dairy Science and Technology from the College of Dairy Science and Technology, Thrissur.