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John Kilty has over 35 years of experience in the financial services industry. John began their career in 1985 at AIB Group (UK) plc, where they held a range of senior positions, including Board Director and gaining FSA (now FCA) approval for a range of Controlled Functions. In 2012, they moved to KEPADA CONSULTANTS LIMITED, where they were Managing Director. In 2018, they joined Hubpay as Vice President - Risk. At Hubpay, they are launching a digital remittance and mobile money company focused on increasing financial inclusion in emerging and frontier markets.

John Kilty attended Brunel University London from 1991 to 1994, where they earned a Master of Business Administration (MBA) in Business Strategy.