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Sam Lowman has over 25 years of experience in the insurance industry, currently serving as the Senior Vice President of Insurance at HSH Insurance since January 2000, where responsibilities include developing solutions for risk financing and cost reduction services for businesses. Prior to this role, Sam worked at CTS&H from January 1994 to 2000 in sales, focusing on the development and placement of property and casualty insurance programs for businesses. Sam holds a Bachelor of Arts degree in English Language and Literature from the Virginia Military Institute, completed in May 1984.