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Rick Novotny's work experience includes serving as SVP, Chief Credit Officer at Horicon Bank since May 2023. Before that, they held multiple roles at Cornerstone Community Bank, including SVP, Chief Credit Officer and Vice President Commercial Lending, from December 2018 to January 2023. During their time at Cornerstone, they focused on commercial real estate, small to mid-sized business lending, and worked with Small Business Administration (SBA) lending programs. Prior to that, Rick worked as a Sr. Loan Consultant at Washington Mutual Bank from January 2006 to May 2008, where they specialized in Multi-Family, Office, Industrial, and Retail real estate financing. Rick began their career at Axos Financial as a Regional Commercial Loan Officer and Underwriter from September 2001 to January 2006, where they originated and underwrote multi-family and commercial loans on a regional basis.

Rick Novotny attended Kewaskum High School from 1992 to 1996. Rick then pursued their Bachelor of Arts in Political Science and International Studies from the University of Wisconsin-La Crosse, completing it in 2000. Subsequently, they enrolled at the Wisconsin School of Business, where they studied in the Graduate School of Banking until 2020.