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Pearl Wicks is responsible for all HOPE consumer and mortgage financing and program activities. Prior to joining HOPE in 2007, she worked as a Retail Area Sales Manager for Regions Bank covering the Central Mississippi area and as a Deposit Operations Specialist with First Tennessee Bank in Morristown, TN. Pearl has worked in the financial services and community development industry for 30 years. She joined HOPE and helped to establish operations on the Gulf Coast after the devastation of Hurricane Katrina. Through this work, HOPE provided financial counseling and recovery planning to 10,000 Mississippi residents. She plays a key role in the continued expansion of the credit union, which advances the priorities of serving vulnerable communities in the Deep South States of Alabama, Arkansas, Louisiana, Mississippi and Tennessee. Pearl has guided the direction, growth and financial soundness of Hope Credit Union as it has expanded its branch network to ensure access to affordable financial services that promote financial inclusion.

She serves on the Board of Directors of Opportunity Finance Network where she is chair of the Member Services Committee. She is a member of Delta Sigma Theta Sorority, INC. Pearl has served as a Board Member for Parents for Public Schools and Metro Jackson Chamber of Commerce Ambassador. She is a Certified Credit Union Financial Counselor (CCUFC) and a graduate of Jackson State University.