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Antonio Calama Ruiz-Mateos has extensive experience in debt recovery and legal advisory roles across various financial institutions and real estate companies. Currently serving as an External Partners Specialist at Honda Bank GmbH since October 2017, Antonio focuses on improving recovery rates of failed debts through amicable agreements or legal proceedings when necessary. Previous positions include Senior Asset Manager at Anticipa Real Estate, where negotiation with lawyers and clients was essential, and a freelance role in mortgage management. With a legal background strengthened by responsibilities at Groupe Parfip Lease and Socobail Sàrl, Antonio has developed expertise in legal advisement, risk management, and judicial processes. Educational qualifications include a Master's degree in Family Mediation and Conflict Intervention, along with a degree in Law from Universidad Pablo de Olavide.