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Esther is a licensed attorney in Texas, Kentucky, and Illinois. She earned her J.D. degree from the University of Tulsa and has a B.S. in Meteorology from the University of Oklahoma. Esther’s experience encompasses a broad range of practice areas. Prior to joining Homeowners of America, she served as in-house counsel for CIBA Insurance Services, providing insurance defense of commercial claims with moderate to complex exposure. As in-house counsel, Esther managed multi-state litigation involving premises liability and construction defects in Texas and Illinois. She has also defended extra-contractual cases and has managed nationwide subrogation claims. In a prior claims role with State Farm Insurance Companies, Esther investigated and resolved complex multi-line claims within SIU. She has also served multiple terms as an Associate Municipal Judge for the City of Dallas and has taught Bankruptcy and Contract Law to paralegals as an adjunct instructor for the Southern Methodist University CAPE (Continuing Adult Professional Education) program.