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Judy Lai, CFA, CPA, has extensive work experience in the finance industry. Their most recent role is as VP of Consumer Deposits at Home Trust Company, starting in September 2022. Prior to this, they held various director-level positions at Scotiabank, including Director of Operations Finance from October 2020 to September 2022, Director of Investor Relations from May 2018 to October 2020, Director of Pricing & Portfolio Management from September 2013 to May 2018, Director of Tangerine Transition from October 2012 to September 2013, and Director of PF&A from August 2010 to September 2012.

Judy Lai, CFA, CPA has a diverse education history. Judy attended the University of Toronto, although the specific years of their enrollment are unknown. Judy also pursued a Master of Business Administration (MBA) degree from The University of Salford. However, the dates of their MBA program are not provided. In 2017, they participated in an Executive Leadership program at Duke University and completed an Executive Program in Strategic Analytics at the Smith School of Business at Queen's University during the same year.