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Nicole Cowie is an experienced Finance Manager who has worked in various roles within the financial and administrative sectors. With a background in business management and marketing, Nicole has managed payroll, supply chain operations, and guest account reconciliations in their current role at Holland America Line. Previously, Nicole has also worked as a Crew Payroll Manager at Royal Caribbean International and an Administrative Assistant at IBM. Nicole holds a variety of certifications and qualifications, including a BA (Hons) in Business Management & Marketing and a Certificate in Hospitality Supervision.