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Steve H. has extensive experience in finance and asset liability management, currently serving as the Head of Balance Sheet Forecasting & ALM Stress Testing at AIB since October 2013, where responsibilities include leading a team focused on the strategic implementation of the Bank's Asset & Liability Management system. Prior roles at AIB included Head of Balance Sheet Reporting & Analytics and ALM Senior Manager, emphasizing market risk reporting and earnings forecasting. Steve H. is also involved in Hockey Ireland as the Chair of the High Performance Committee and Director, along with serving as the Irish International Hockey Records Archivist. Previous experience includes positions at Anglo Irish Bank and National Australia Group. Steve H. holds a BSc in Finance from Queens University Belfast and has been a member of UK ALMA since 1996.